First Home Buyer

As a leading First Home Buyer Broker in Australia, ERG Finance is here to assist you. Taking your first step into property ownership? We'll help you navigate government schemes, find the best rates, and guide you through every step to make your dream home a reality.

Get free mortgage and financial advice

Chat with one of our trusted financial advisers today to assess your personal requirements and get the best financial advice

Everything You Need as a First Home Buyer

We guide you through every step of buying your first home with tailored solutions and expert support

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Low Deposit Options

Access home loans with deposits as low as 5% and explore government schemes designed for first home buyers.

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First Home Owner Grants

Learn about available grants and concessions that can help reduce your upfront costs significantly.

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Borrowing Power Calculator

Understand exactly how much you can borrow based on your income, expenses, and financial situation.

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Property Search Guidance

Get expert advice on finding the right property within your budget and in the best locations.

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Pre-Approval Support

Fast-track your pre-approval so you can bid at auctions and make offers with confidence.

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First Home Buyer Education

Access resources and workshops to understand the home buying process from start to finish.

Your Journey to Homeownership Starts Here

What's the purpose of first home buyer loans?

As a first-time buyer, stepping into the property market can feel overwhelming, but you don't have to do it alone. The right home loan can make all the difference in turning your dream into reality.

First home buyer loans are designed to help you enter the market with lower deposits, access to government grants, and tailored support every step of the way. This provides valuable benefits to first-time buyers, paving the way for property ownership while managing costs and reducing barriers.

However, you must find the right first home buyer option to suit your needs, and that's where we come in.

First home buyer support

At ERG Finance, we're all about finding the best solution for your needs.

And when it comes to first home loans, that means understanding your financial situation and connecting you with lenders who offer the best rates and terms for first-time buyers.

There are different schemes available, including the First Home Guarantee and state-based grants, each with its advantages and eligibility criteria. That's why it's vital we collaborate with you to evaluate your options and match you with a home loan that fits your needs and budget.

Why Us

We’re There For Whatever You Need

We’re there for you for whatever you need as partners on your home-buying journey. Our job is to listen to you, and we’re all ears to hear your requirements when it comes to purchasing your first home. This personalized service has earned us a reputation as a fantastic service provider, twice recognized by the Australian brokerage awards. For first-home buyers, especially, this kind of regular contact is vital during what can be a long, complicated, drawn-out process. It’s beneficial to have a committed Absolut team member fighting your corner and demystifying things as you go.