Refinance Your Home

As a leading Refinance Broker in Australia, ERG Finance is here to assist you. Looking to lower your rate or access equity? We'll help you find better loan options that could save you thousands while simplifying your financial situation.

Get free mortgage and financial advice

Chat with one of our trusted financial advisers today to assess your personal requirements and get the best financial advice

Save More with Smart Refinancing

Lower your rates, reduce repayments, and unlock equity with our refinancing solutions

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Rate Comparison

Compare your current rate against hundreds of lenders to find potential savings of thousands per year.

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Seamless Switch Process

We handle all the paperwork and negotiations, making your refinance smooth and stress-free.

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Equity Release

Access your home equity for renovations, investments, or debt consolidation without selling.

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Debt Consolidation

Combine multiple debts into one lower-rate loan and simplify your monthly repayments.

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Quick Approval

Get refinance approval in as little as 48 hours with our streamlined application process.

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Better Loan Features

Upgrade to loans with offset accounts, redraw facilities, and flexible repayment options.

Save Money by Refinancing Your Home Loan

What's the purpose of refinancing?

As a homeowner, you might be paying more than you need to on your current loan. Refinancing could save you thousands in interest and give you access to better features.

Refinancing allows you to switch to a loan with a lower interest rate, better terms, or additional features like offset accounts and redraw facilities. This provides valuable benefits to homeowners, helping reduce monthly repayments while accessing equity for other investments.

However, you must find the right refinancing option to suit your needs, and that's where we come in.

Refinancing solutions

At ERG Finance, we're all about finding the best solution for your refinancing needs.

And when it comes to refinancing, that means comparing your current loan against hundreds of options to find potential savings and better loan features.

There are different refinancing strategies, including rate switching, debt consolidation, and equity release, each with its advantages and costs. That's why it's vital we collaborate with you to evaluate your options and match you with a refinance solution that saves you money.

Why Us

We’re There For Whatever You Need

We’re there for you for whatever you need as partners on your home-buying journey. Our job is to listen to you, and we’re all ears to hear your requirements when it comes to purchasing your first home. This personalized service has earned us a reputation as a fantastic service provider, twice recognized by the Australian brokerage awards. For first-home buyers, especially, this kind of regular contact is vital during what can be a long, complicated, drawn-out process. It’s beneficial to have a committed Absolut team member fighting your corner and demystifying things as you go.